Privacy Policy for Ever Watch Life & Wealth
Effective Date: January 01 2026
1. Introduction
Ever Watch Life & Wealth (“we,” “us,” or “our”) is committed to protecting your personal information and ensuring transparency about how we collect, use, and
safeguard your data.
This Privacy Policy explains how we collect, use, disclose, and protect personal information when you interact with us online including through our website, Lead Gen Forms, SMS/text messaging programs, and any related services that link to this Policy.
2. Who We Are
Company Name: Ever Watch Life & Wealth
Business Address: San Diego California 92026
Email: [email protected]
Phone: +1 619-508-5157
Ever Watch Life & Wealth is the controller of the personal information described in this Policy.
3. Scope
This Policy applies to information collected: Through our website, landing pages, and digital forms, Lead Gen Forms and advertising
In email, text, SMS, or other electronic communications. Through phone communications: This Policy does not apply to information collected by third parties except where they act solely on our behalf.
4. Information We Collect
We may collect the following types of personal information:
Contact Information
Name
Email address
Phone number
We do not share:
SMS/text message opt-in data,
SMS consent records,
SMS phone numbers
with any third parties except approved SMS service providers required to deliver messaging services. We do not sell or share mobile information with affiliates or third parties for marketing purposes.
All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties, excluding aggregators and providers of the Text Messaging services.
5. How We Collect Information
We collect information:
Directly from you when you complete forms, submit inquiries, or communicate with us
Automatically through cookies, tracking tools, analytics, and server logs when you engage with our ads or submit Lead Gen Forms (subject to your platform settings)
6. Purpose and Legal Basis for Processing
We process your data to:
Respond to your requests or provide insurance-related information. Deliver marketing communications you have opted in to receive. Provide insurance quotes and connect you with licensed agents. Improve our ads, website performance, and customer experience. Maintain and enhance system security. Comply with legal and regulatory requirements
7. SMS/TEXT Messaging Disclosure
By providing your phone number, you consent to receiving:
SMS/text messages Phone calls Emails. Automated or manual communications. Message & data rates may apply. Message frequency varies. Reply STOP to unsubscribe. Reply HELP for assistance. Consent is not a condition of purchase.
8. TCPA Call & Message Statement
By submitting your information, you agree that: We and/or our licensed insurance agents may contact you. Contact may include automated calls, prerecorded messages, SMS/MMS, email, or phone calls. You may withdraw consent at any time by replying STOP, adjusting email preferences, or contacting us
9. Insurance-Specific Disclosures
Submitting your information does not guarantee eligibility or approval for any insurance policy. All insurance products are subject to underwriting, carrier rules, and availability. We may share your information with licensed agents, brokers, or insurance carriers solely for quoting, servicing, or policy-related purposes.
10. Disclosure of Your Information
We may share information with: Authorized service providers (CRM tools, SMS platforms, email services) for ad delivery, analytics, and reporting.
Licensed insurance agents and carriers for quoting and servicing. Government or regulatory authorities when required by law. All third parties must protect your data in accordance with this Policy.
11. Data Retention
We retain personal information only as long as necessary to fulfill the purposes described in this Policy. For marketing leads, data is typically retained no longer than 24 months after the last interaction unless you withdraw consent earlier.
12. Your Rights and Choices
Depending on your location, you may have the right to: Access your personal information. Correct inaccurate data. Request deletion. Restrict or object to processing
Withdraw consent. Request data portability. To exercise these rights, email:
13. Opt-Out of Marketing & SMS
Email: Click “unsubscribe” in marketing emails. SMS: Reply STOP at any time. Opt-out does not affect lawful processing prior to your request.
14. International Data Transfers
We operate in the U.S. If you reside outside the U.S., your information may be transferred, stored, or processed in the United States or other jurisdictions. We protect all data under the safeguards described in this Policy.
15. Data Security
We implement administrative, technical, and physical safeguards designed to protect personal information from loss, unauthorized access, misuse, or disclosure.
16. Children’s Privacy
Our services are not intended for individuals under 18. If we learn that information was submitted by a minor, we will promptly delete it.
17. SMS Opt-In / Lead Form Disclosure
When you submit a form on our website, landing pages, or ads, you acknowledge and agree that:
You are providing your number voluntarily. You consent to SMS, calls, and emails from us. You may opt out at any time. This disclosure appears on or near our online forms and is incorporated by reference into this Policy.
18. Other Jurisdiction Disclosures
Customer's may have additional rights under the CCPA/CPRA, including:
Right to know
Right to delete
Right to correct
Right to opt out of the sale or sharing of personal information
We do not sell personal information as defined under the CCPA.
To exercise your rights:
Email: [email protected]
19. Changes to This Policy
We may update this Policy periodically. Updates will be posted with a revised “Effective Date.” Your continued use of our services indicates acceptance of any changes.
20. Contact Us
If you have questions about this Policy or your data, contact us:
Email: [email protected]
Phone: +1 619-508-5157
