Life Insurance That Protects Today
And Prepares You for Tomorrow
Whether you want to protect your family,
cover end-of-life costs,
or grow tax-advantaged wealth,
EverWatch helps you find the right
coverage simply and securely.
Why Life Insurance Matters
Replaces lost income for dependents
Covers outstanding debts like mortgages and loans
Funds future needs like children's education
Ensures estate planning and wealth transfer
Provides peace of mind and financial preparedness
Why Choose
EverWatch Life & Wealth?
Thoughtful,
Personalized Guidance
We take the time to understand your goals before recommending solutions. Every plan is tailored to your needs, never one-size-fits-all.
Comprehensive Protection
in One Place
From long-term financial strategies to home protection and final expense planning, EverWatch offers coordinated solutions designed to protect every stage of life.
Licensed Advisors
You Can Trust
Our advisors are licensed professionals who focus on education and clarity, helping you make confident decisions without pressure.
Flexible Options
From Trusted Carriers
We work with multiple highly rated insurance providers, giving you access to a range of options designed to fit your budget and objectives.
Simple,
Secure Process
Our process is designed to be straightforward and respectful of your time, from initial questions to ongoing support.
Protection That Extends
Beyond the Policy
EverWatch is built on long-term relationships. We remain available as your needs evolve, offering continued guidance and support over time.
Explore comprehensive protection plans designed to secure and ensure your
family's future stability, even during unexpected life events.
Protection Plans Built to Safeguard Your Home, Family, and Future
Discover tailored solutions for securing your home and future stability.
Indexed Universal Life (IUL) Insurance
Indexed Universal Life insurance through EverWatch offers a thoughtful approach to long-term protection and financial growth. It provides lifetime coverage while building cash value tied to market index performance, with safeguards in place to help protect against market downturns.
Final Expense Insurance
Final Expense insurance through EverWatch helps ensure your loved ones are not burdened with end-of-life expenses. This coverage is designed to help address funeral, burial, and related costs, providing clarity and peace of mind during an already difficult time.
Mortgage Life Insurance
Mortgage Life Insurance through EverWatch helps protect the home you’ve worked hard to build. This coverage is designed to help address your remaining mortgage balance, providing an added layer of financial security for your family if the unexpected occurs.
What Clients say about Ever Watch
Jasmine Richards
Ever Watch truly delivered. Their Mortgage Life and Critical Illness Insurances were lifesavers during hard times. Highly recommend for peace of mind!
Monica Chandler
After testing different insurers, Ever Watch's Critical Illness and Disability Insurance genuinely eased my stress—solid benefits when you seriously need them. Worth considering.
Thomas Krazinski
“Ever Watch’s job loss protection gave peace of mind during my layoff. Enabled me to focus on job hunting without the immediate stress of mortgage payments.”
FAQ
Your Questions Answered: Quick Insights on Protecting Your Home
What is Final Expense Insurance?
Final Expense Insurance is a type of life insurance designed to cover funeral, burial, and other end-of-life costs. It ensures your loved ones aren’t left with financial burdens.
How do I qualify for Medicare?
You qualify for Medicare at age 65 or older, or earlier if you have certain disabilities or health conditions.
Can I still get mortgage protection if I have a pre-existing condition?
Yes, you may still be eligible for mortgage protection insurance even with pre-existing conditions. Coverage options and premiums might vary, and a medical review could be required.
How does job loss mortgage protection work
Job loss mortgage protection provides you with a set number of mortgage payments if you become involuntarily unemployed. There is typically a waiting period before the benefits start, and certain conditions must be met.
What’s the difference between Term and Whole Life Insurance?
Term Life offers affordable coverage for a set period (10, 20, or 30 years), while Whole Life provides lifelong protection with a cash value that grows over time
How soon can I claim benefits from the critical illness insurance if diagnosed with a qualifying illness?
Benefits are typically available after a 30-day waiting period from diagnosis.
